Communication - You agree that we may communicate with you by mail, telephone, email, fax, prerecorded message, automated voice, text message or other means allowed by law regarding your Account.
We may change the 360 Checking Agreement without notice to you when necessary to conform to federal or state law.
All returned foreign checks will be charged back to your account at the rate used when initially credited and may be subject to a return fee and foreign bank charge (if applicable).
To get any other information or conduct any activity on these account types, you must access the specific account servicing area for that account.Accordingly, the process may take longer, depending on the foreign bank.Were not taking a security interest in any property in connection with your Overdraft Line of Credit.This type of account is gratis casino bonus 2018 owned by a living trust.You're responsible for all transactions you authorize using the Card, including any losses, charges or penalties incurred as a result.When we use the word "Account" in the Overdraft Line of Credit Agreement, were referring to your 360 Checking and the Overdraft Line of Credit, collectively.
Money agreement THE basics - money is an electronic transactional account that pays a variable rate of interest and allows you to make withdrawals by using a debit card or by transferring funds to any other Capital One account you have (except existing Certificates.
The Send Money with Zelle (person-to-person transfers) transactions are subject to limits on the amount and frequency of transfers to and from your account.
We may disclose any information given to us that we in our sole discretion think necessary or desirable to disclose; except we will only disclose confidential information if required by law, a court, or legal, regulatory, or governmental authority, or as permitted by law.
Any notice we mail to you (or email to you if you've told us to communicate with you electronically) will be binding and sent to the last (postal or electronic) address in our records.Any owner of the account may: 1) tell us to pay a person or company; 2) withdraw, transfer funds or close the account without the other owner's consent; 3) pledge the account to us as collateral for a debt owed to us; 4) deposit checks.Change IN terms As required by law, we will notify you of any material changes in the terms of the Overdraft Line of Credit Agreement.Fees - The following fees may be charged to your account: If, at your request, we expedite sending you a money Card, we will charge you.00.If you need the funds from a deposit right away, you should ask us when the funds will be available.You can choose to apply for the Overdraft Line of Credit when you open your 360 checking account or at a later date.Collection OF items - If we elect to receive checks and other items for collection, we act as your collection agent and don't assume any responsibility beyond the exercise of due care.Effective the following changes will apply to your account: Automated Clearing House (ACH) External Transfer transactions are subject to limits on the dollar amount of electronic transfers between your account and external accounts at other financial institutions.We must hear from you no later than sixty (60) days after we sent the first statement on which the problem or error appeared.Please refer to the Cut-Off Times section for more details.